Car Insurance Basics: Excluded Drivers

As your family grows, so do the number of licensed drivers living under one roof. For many Canadian automobile owners, this means adding new drivers to their existing car insurance policy is a frequent chore. But, in some cases, there may be someone in your home who you believe doesn't need to be added to your policy. Is it time to ask your auto insurance provider for an excluded driver endorsement? [Read More]

Protect Yourself from Business Income Interruptions

Small businesses often run on a very tight budgets. It doesn't take much to throw the business off and make it so it will start to fail. That's why any kind of business interruption can be deadly. If you are a small business owner, one of the smartest things you can do to protect your business is to get business interruption insurance.  What Is Business Interruption Insurance? This kind of insurance is also called income insurance. [Read More]

Choosing The Right Level Of Coverage For Your Vehicle In Ontario

Car insurers have a wide range of options for Ontario drivers seeking to both meet the minimum requirements mandated by their province along with coverage for specific events. Many companies make this easier by offering packages that bundle the coverage required by law along with popular extras, but it is important to be aware of options individually to choose the ones that best suit your needs and budget. Minimum Insurance Requirements [Read More]

All Risk Home Insurance: Key Exclusions

Most homeowners have a so-called "all-risk" insurance policy. This type of coverage insures your property against any risk except for those specific exceptions, or uninsured perils, named in the policy itself. It's crucially important for homeowners to know what risks are typically not covered by the average all-risk policy. Here's a look at some of the main exclusions in these common home insurance policies.    Flood Flood coverage is separate from an all-risk policy. [Read More]