Owning a home is sure to bring you a great deal of pride. This is possibly the largest investment you will make in life and should be one that you work to maintain. It's ideal to have the right amount of home insurance on your property to avoid some potential financial disasters. This coverage can be expensive, and you'll want to know some of the most effective ways for you to keep it down. [Read More]
Do You Need Motorcycle Gap Insurance?
If you take out a loan to purchase your motorcycle, there's a risk you may end up owing more on the bike than it's worth due to depreciation. This can be a serious problem if you ever wreck your bike, because the insurance company will typically only give you the depreciated value of the vehicle, leaving you with the balance left on the loan. Gap insurance can help eliminate this liability by paying the difference between the loan amount and the market value of the motorcycle at the time of the accident. [Read More]
3 Ways to Reduce Auto Insurance Rates
Are you looking for ways to reduce the cost of your monthly auto insurance premium? If you want to avoid losing coverage, then there are viable options to lowering the cost of your insurance policy, without the worrisome need to cut your coverage. Here are a few great ways to reduce the cost of your auto insurance rates. Update Your Insurance Policy Profile If your personal information has changed since signing up for your policy, such as the distance between your home and job, your employer, and the type of vehicle you drive then you can likely receive discounted insurance rates. [Read More]
Should Your Landlord Include Your Property In Their Home Insurance Policy?
When you rent a home, you get some benefits that you wouldn't receive if you actually owned the place. Dealing with broken air conditioners, clogged toilets, and mowing the lawn is all the domain of the landlord – and their wallet. You might assume that maintaining insurance for everything on the premises is also the landlord's duty, but unfortunately that's not the case. When you are a renter, you are responsible for insuring all of your personal possessions. [Read More]